1. Registering Your Business

Setting up your allied health business begins with registering it correctly to ensure compliance with Australian laws. Here’s a step-by-step guide:

1. Register for an ABN (Australian Business Number):

   • An ABN is required for invoicing, GST registration, and tax purposes.

   • Apply through the Australian Business Register (ABR) at www.abr.gov.au.

   • Ensure you list the correct industry code (healthcare-related) to align with allied health services.

2. Obtain a TFN (Tax File Number):

   • Sole traders can use their personal TFN.

   • Partnerships, companies, or trusts will need a separate TFN.

   • Apply via the Australian Tax Office (ATO) at www.ato.gov.au.

3. Register Your Business Name:

   • If your business name differs from your personal name, you must register it.

   • Use the Australian Securities and Investments Commission (ASIC) website to check name availability and register at www.asic.gov.au.

   • Registration fees vary, depending on the registration period (1 or 3 years).

4. Choose the Right Business Structure:

   • Common structures include:

     • Sole Trader: Simplest to set up but carries personal liability.

     • Partnership: Shared ownership, suitable for multi-practitioner setups.

     • Company: Provides limited liability but involves higher setup and compliance costs.

   • Speak to an accountant to choose the best structure for your goals.

5. Understand Your GST Obligations:

   • If your business earns over $75,000 annually, GST registration is mandatory.

   • Register through the ATO or as part of your ABN application.

2. Understanding Allied Health Regulations

Operating in the allied health sector in Australia involves strict adherence to regulations. Familiarise yourself with the following:

1. Professional Membership and Accreditation:

   • As an exercise physiologist, registration with ESSA (Exercise & Sports Science Australia) is required.

   • Ensure you maintain ongoing CPD (Continuing Professional Development) and accreditation.

2. Compliance with NDIS Standards (if applicable):

   • If you intend to work with NDIS participants, register as an NDIS provider.

   • This involves meeting the NDIS Practice Standards, including client rights, service agreements, and risk management.

3. Healthcare Regulations:

   • Review and adhere to the Australian Privacy Act 1988 to ensure confidentiality of client records.

   • Follow mandatory reporting requirements and any state-specific health laws.

   • Check the Health Records and Information Privacy Act (HRIPA) for NSW-specific rules if operating there.

4. Clinical Guidelines and Scope of Practice:

   • Work within ESSA’s Scope of Practice for Accredited Exercise Physiologists.

   • Ensure all services align with evidence-based practices to protect client safety.

3. Insurance Requirements

To safeguard your business and clients, having the appropriate insurance is essential. Below are the key policies allied health professionals need:

1. Professional Indemnity Insurance:

   • Covers claims of negligence, malpractice, or breach of professional duty.

   • A minimum of $5 million cover is recommended, as per ESSA guidelines.

2. Public Liability Insurance:

   • Protects against claims of injury or property damage arising during your business operations.

   • Often bundled with professional indemnity insurance.

3. Workers' Compensation Insurance:

   • If you hire employees, you are legally required to have workers’ compensation insurance.

   • Check state-specific regulations, as requirements vary.

4. Product Liability Insurance (if applicable):

   • Required if you sell products like exercise equipment or supplements.

5. Business Insurance:

   • Covers assets such as clinic space, equipment, and technology against theft or damage.

Pro Tip: ESSA members often receive discounted insurance packages tailored for exercise physiologists through preferred insurers.

4. Resources and Next Steps

• Key Websites for Registration and Compliance:

  • Australian Business Register: www.abr.gov.au

  • ATO: www.ato.gov.au

  • ASIC: www.asic.gov.au

  • ESSA: www.essa.org.au

• Checklist for Starting Your Allied Health Business:

  • ✅ Apply for ABN, TFN, and register your business name.

  • ✅ Choose the appropriate business structure.

  • ✅ Understand NDIS and allied health regulatory requirements.

  • ✅ Obtain professional and public liability insurance.

  • ✅ Set up systems for compliance, client data management, and financial reporting.

By following these steps, you'll be well-equipped to establish a compliant and professional allied health business in Australia.